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FHA Changes Premiums

FHA Changes Premiums

FHA buyers have always paid a monthly insurance premium (MIP). Beginning April 18, 2011 that premium will be rising. According to Quicken loans a homeowner with a $200,000 FHA mortgage will pay $42 extra per month. That is over $500 per year. The premium actually varies depending on your loan-to-value ratio. This premium can be paid we mainly see buyers finance these with the loan. If you are a buyer... [Read more]

Dekalb County History Center’s Annual Silent Auction

Dekalb County History Center’s Annual Silent Auction

Tomorrow night, March 25th from 6pm-9pm is the Dekalb County History Center’s annual silent auction. This is a free event, open to the public & there will be lots of awesome things to bid on from local businesses. Also, beer, wine & munchies! Mindy & I will be your friendly bartenders, so come on by, say hello & support a great cause! Stacy  Read More →

Potential DeKalb School Closures

Potential DeKalb School Closures

The DeKalb County school board is scheduled for a controversial vote on Monday March 7, 2011 regarding the potential closure of up to 8 schools. DeKalb County has faced a drop in enrollment and currently has  a large number of empty seats, that coupled with a reduction in funding has brought this issue, which has been floating around for several years, to the forefront. The schools on the chopping... [Read more]

Eloise & Tootie

Eloise & Tootie

Spring is on the way & what better way to celebrate than with spring chicks! Eloise (yellow) & Tootie (brown), are Easter Egger chicks. They are 3 weeks old & will grow up to lay beautiful baby blue & light green eggs. Happy Spring!! Stacy  Read More →

Time to payback Uncle Sam

Time to payback Uncle Sam

I have not seen any reports of how many people took advantage of the first time home buyer tax credits that were available in several forms 2008 – 2010. I wonder how many folks are going to be surprised that Uncle Sam wants some money from them? Most people would consider the tax “credit” that was available  in 2008 to be more of an interest free loan. Thanks to the Housing and... [Read more]

Chicken Love

Chicken Love

Happy February! Can you believe it? We have almost made it to spring! We have several chickens & each & every one is special to us. But sometimes, you have those that take a super special place in your heart. Martha is one of those. Martha is a Silver Cochin & she came to us from a place out in Carrollton, GA. She was very sick & was almost completely featherless because the... [Read more]

Landlords and 1099 reporting

Landlords and 1099 reporting

A new law went into effect for 2011 that affects landlords. All landlords who receive $600 or more in rent for the year must send a 1099 to all service providers that the landlord paid $600 or more during the year, such as plumbers, carpenters, yard services, and repair people. Prior to 2011, this requirement had only applied to those involved in full-time property management, but now the requirement... [Read more]

Terrific Thursdays!

Terrific Thursdays!

Decatur has long billed itself as “Your Mallternative.” Their goal is to get you to shop local & stay away from those pesky big box stores. Every year, starting the 1st Thurs in November & running through Christmas, they have Terrific Thursdays. All the local businesses group together, stay open late, serve snacks & beverages & run special discounts. It is really quite... [Read more]

Landlord tenant law

We are spending the day in a seminar about landlord-tenant law. We are the only attendees that are not lawyers. Lucky us, we have a roomful of free legal advice. Stacy and I have always strived to go above and beyond our required continuing education. Today our focus is adding to our current processes and obtaining more knowledge to ensure that our clients are properly protected. Yesterday we were... [Read more]

DeKalb County Foreclosure Registration

DeKalb County Foreclosure Registration

Once a home is foreclosed upon it is often very difficult to hunt down the owner or who is ultimately responsible for maintaining the home. As of November 1st, the DeKalb County Foreclosure Registry that was passed by the county commissioners back in July is in effect. The registry requires all foreclosed properties be registered in a county database. There is a registration fee of $175. Failure to... [Read more]

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